Embedded Insurance for Digital Journeys
Our embedded insurance solutions enable companies to offer protection right in the purchase path in the customer journey. Whether you are a bank, mobile wallet or ecommerce platform we can help you offer a value added protection product.
Fast Integration
Plug & play API, so you can launch in weeks—not months.
Product Agility
Tailor insurance offerings to your customer needs in real time.
Customer Retention
Strengthen loyalty with add-on protections that meet today’s digital lifestyle.
Revolutionizing Insurance for the Digital World
In today’s fast-paced digital landscape, businesses in e-commerce, fintech, and logistics face common challenges: standing out in a crowded market, building customer trust, and managing risk.
Traditional insurance models are too slow and disconnected, Hemaayah offers a streamlined solution to integrate insurance directly into your customer journey.
Remittance linked Insurance Product
Blue collar workers remit money to their family back home every month, this is a unique opportunity to offer protection to the remitter’s family back home. Hemaayah enables MTOs, Banks, Fintech to embed this product seamlessly in their journey taking care of underwriting in partnership with global insurers to claims
Easy Onboarding
Our team will work with you to configure products and set up customer data flows securely.
Dynamic Product Selection
Configure and launch products that adapt to your market needs.
Customer Management & Claims Support
We handle the backend processes, including premium collection and claims support, giving your customers a smooth experience from start to finish.
Simple, Fast, and Flexible API Integration
Hemaayah’s Open API is designed for ease of integration, allowing digital businesses to quickly add insurance to their services without deep insurance expertise.
E-commerce
Theft, extended warranties, shipping insurance
Fintech
Remitter insurance, savings protection, pension plans.
Logistics
Income loss, disability coverage for delivery and rideshare workers
Co-create insurance solution for various industries
We collaborate with our insurance partners to develop insurance solutions tailored to their customer’s needs, pioneering innovation across all industries.
Value Propositions
Data-Driven Insights
Leverage Hemaayah’s data capabilities to improve underwriting accuracy and dynamically adjust pricing for maximum profitability.
Market Reach
Access new customer segments through tailored insurance products embedded in your existing digital channels.
Diverse Insurance Network
Partnering with multiple underwriters, we ensure a wide range of products to suit any digital service.
Partner with Experts Who Understand Digital Insurance Needs
Meet the Team Transforming Insurance
Hemaayah was founded by a team of fintech and insurtech veterans with a mission to bring insurance into the digital age. Combining years of experience across international banking, insurance, and software development, our founders have built Hemaayah to bridge the gap between insurers and digital businesses.
Sibtain Jiwani
15+ years of experience in Fintech, Insurtech, Product Development. Founder of Insurance aggregator
Hunain Kapadia
15 years of global software development experience to the table working for companies in the US and Singapore
Mohsin Termezy
25 years of experience in fintech and digital banking experience across International banks